Introducing
Mahaana
Retirement

Turn your retirement dreams into reality with Mahaana
and enjoy up to 20% tax savings along the way.
Start saving today
What's Retirement

A Smarter Way to Save
Taxes on your income

Mahaana Retirement is a Shariah-compliant, tax-efficient way to grow your savings for the future. Invest based on your goals and risk level, and enjoy smarter returns with exclusive tax benefits.

Why Mahaana Retirement

Easy retirement
 investing

Easily manage your investments and Retirement account in one app.

Potential Tax
benefits

Take advantage of potential tax benefits by contributing to your MRA.

Personalized for

You

Answer few questions and we’ll recommend an retirement account.

Unlock tax savings for your future

Mahaana Retirement offers up to a 20% tax credit on your contributions, reducing your annual tax liability. This unique benefit allows you to save more while building a solid financial foundation for retirement.
Dashboard mockup

Expert built,
curated portfolios

We've curated  diversified portfolios with different risk/return profiles ranging from conservative to growth to fit a variety of needs.

Stay focused with Mahaana Retirement

With Mahaana, retirement is your sole financial focus, ensuring a streamlined and simplified investment strategy. Concentrating on one goal ensures you can retire with peace of mind.
Dashboard mockup
Dashboard mockup

Your retirement account is in good hands

Mahaana Invest, in partnership with IGI Life Vitality, brings you a seamless way to invest in retirement account

Visualize Your Tax Savings with Mahaana Retirement

View detailed tax credit calculations across all income slabs and understand exactly how much you can
save by investing in Mahaana Retirement.

For Salaried Class:

Monthly Income
Annual Income
Annual Tax Income
Effective Tax Rate
VPS Investment Permissible for Tax Credit – PKR
Maximum Tax Credit Amount – PKR
50,000
600,000
0
0.00%
120,000
0
100,000
1,200,000
30,000
2.50%
240,000
6,000
200,000
2,400,000
230,000
9.58%
480,000
46,000
300,000
3,600,000
550,000
15.28%
720,000
110,000
400,000
4,800,000
945,000
19.69%
960,000
189,000
500,000
6,000,000
1,365,000
22.75%
1,200,000
273,000
600,000
7,200,000
1,785,000
24.79%
1,440,000
357,000
1,200,000
14,400,000
4,735,500
32.89%
2,880,000
947,100
2,000,000
24,000,000
8,431,500
35.13%
4,800,000
1,686,300
3,500,000
42,000,000
15,361,500
36.58%
8,400,000
3,072,300
5,000,000
60,000,000
22,291,500
37.15%
12,000,000
4,458,300

For Non-Salaried Class:

Monthly Income
Annual Income
Annual Tax Income
Effective Tax Rate
VPS Investment Permissible for Tax Credit – PKR
Maximum Tax Credit Amount – PKR
50,000
600,000
0
0.00%
120,000
0
75,000
900,000
45,000
5.00%
180,000
9,000
100,000
1,200,000
90,000
7.50%
240,000
18,000
150,000
1,800,000
230,000
12.78%
360,000
46,000
200,000
2,400,000
410,000
17.08%
480,000
82,000
300,000
3,600,000
810,000
22.50%
720,000
162,000
500,000
6,000,000
1,790,000
29.38%
1,200,000
358,000
1,250,000
15,000,000
6,424,000
42.83%
3,000,000
1,284,800

Unlock your pathway to
Financial Freedom

Open your Save+ Account

Frequently asked questions

Everything you need to know about Mahaana Retirment
Is there a free trial available?
Yes, you can try us for free for 30 days. Our friendly team will work with you to get you up and running as soon as possible.
Can I change my plan later?
Of course. Our pricing scales with your company. Chat to our friendly team to find a solution that works for you.
What is your cancellation policy?
We understand that things change. You can cancel your plan at any time and we’ll refund you the difference already paid.
Can other info be added to an invoice?
At the moment, the only way to add additional information to invoices is to add the information to the workspace's name.
How does billing work?
Plans are per workspace, not per account. You can upgrade one workspace, and still have any number of free workspaces.