Gold you can afford

Through Mahaana Islamic Gold Fund. Backed by actual gold held in the PMEX vault, securely managed by CDC, regulated by SECP. Can buy for as low as PKR 10,000.
Invest in Gold
Pakistan Mercantile Exchange

Custodian PMEX

Central Depository Company

Custodian CDC

Securities & Exchange Commission of Pakistan

SECP Licensed

Why invest in gold through Mahaana?

We have built the simplest way for Pakistanis to invest in physical gold with small amounts, as low as PKR 10,000.

We made it affordable

Start at PKR 10,000 instead of saving for years to afford a full tola. Buy and Sell whenever you want.

Secured in safe hands

The fund's gold is held in PMEX's vaults, not in a drawer, a safe, or a bank locker you pay for and worry about. PMEX is Pakistan's only commodity exchange licensed and regulated by SECP, and custody is covered by takaful and paid for by the fund.

It's physical, so halal

The fund holds real 24k gold, not a paper contract. Quality Certified by PMEX and audited by independent shariah advisor.

How it works

Where your money goes

You as an investor

Invest in gold with PKR 10,000 to start.

The vault

PMEX keeps the gold in their secure vaults, with takaful cover and custody paid for by the fund.

You own a share of all of it

You get your share of what the gold is worth that day.

PMEX

Mahaana buys actual gold through PMEX, where real gold—not cash—is exchanged.

Managed by CDC

CDC acts as a trustee of the gold fund, to ensure your investments security.

Historical gold performance

People have kept their wealth in gold for thousands of years. Here is what it did in the last twenty-three years, in rupees.

If you had put Rs 100,000 into gold in 2003, it would be worth Rs. today.

shariah compliant

Gold isn’t just an investment, it provides security to you and your family

Gold has held purchasing power across generations, wars, and currency changes. It isn't tied to one company's results or one government's decisions.
When inflation rises, the rupee in your account buys less. Gold has historically tended to move the other way, which is why it's held as a hedge rather than a bet.
Gold trades globally in USD. When the rupee weakens against the dollar, the rupee value of the same gold increases with the US dollar rate.
School fees, a wedding, a hospital bill nobody planned for. Gold has always been what families set aside for those moments, and now you can build it up in small amounts instead of one large purchase.

Own gold with Mahaana, Grow wealth, not worries

Invest in Gold

FAQs

Everything you’d
want to ask

View all FAQs
Your money never sits with Mahaana. The fund's assets are held by CDC, Pakistan's central depository, as trustee, and the fund is regulated by SECP. What does move is the price of gold. It rises and falls, so the value of your investment will too.
Yes. The fund buys deliverable gold contracts on PMEX, real physical gold held in vaults, and your units are your share of it. You do not take bars home. You own gold without a locker, purity to verify, making charges, or a buyer to find.
PKR 10,000 to open, from your phone. After that, you can add PKR 5,000 at a time, whenever you like. There is no fixed schedule and no penalty for stopping.
Yes. Sell on any working day, no questions, no lock-in, and the money reaches your own bank account within six business days. Sell within 30 days of buying and a 1.5% charge applies. After that, it is waived.
Yes. You are the owner, and Mahaana is your appointed agent, a structure called Wakalatul Istithmar. The fund can never sell gold it does not own, never borrow, never short sell. Al Hilal Shariah Advisors vet it and publish a review every year.